Working Capital & Line Of Credit Loans
Industries:
Restaurant
Manufacturing
Transportation
Medical & Other
Contractors (electrical, plumbing, AC are approved types) Others may qualify
These Businesses Are Considered:
30 Days+ Time in Business (same ownership)
$17,000 monthly / $200,000+ Gross Annual Revenue
551+ Minimum FICO Credit Score Maximum 2 MCA loans may be paid off with this loan
For Pre-approval, We Need The Following:
Loan Application (click Apply Now at bottom of this page)
(3) Business Bank Statements
Highlights:
• No Application Fee
• No Upfront Cost
• Soft Pull Credit Check
• 1 Page Application
• Pre-approval Within 24 Hours
• Funding Within 3-7 Business Days
• Loan amounts from $5,000 to $1,000,000
• Fixed repayment terms from 12 to 36 months
• Revolving lines of credit with interest-only options
• Unlimited access to draws for up to a year
• Unlimited principal paydowns for up to a year
• Loan repayment is not tied to credit card transactions
• Minimal documentation requirements
• Early pay-off options are available
• The interest paid is tax deductible
Use The Funding For:
• To Grow Your Business
• To Add A Business Location
• To Cover Payroll and Expenses
• To Purchase Inventory
• To Purchase Business Equipment
To Apply: Click the Apply Now button.
Fill out the form and email it to cheryl@recapitalloans.com. I will receive it and reply to your email with a confirmation of receipt. I will ask you to supply 3 business bank statements. Once I receive them, I will submit the application and bank statements to the lender. Loans are pre-approved the same or next business day. From here, the lender and I will do a conference call with you to let you know what you qualify for.
If you agree to the loan terms, you’ll need to supply the following before your loan can be funded:
• Guarantor's Primary ID - Driver's License
• Secondary Id (passport or major credit card)
• Business voided check to show the bank account to be funded with this loan
• 2025 tax return / OR 2024 Tax return with 2025 extension
• Copy of unexpired business license *if you are required to have one
• Most Recent merchant credit card processing statement *if applicable
