HOME LOANS SIMPLIFIED

  • Tell Us About Yourself
  • Choose Your Plan
  • Get Your Loan
GET STARTED

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

Home Purchase Graphic

Purchase

Purchase a home home
Home Refinance Graphic

Refinance

Is now a good time to refinance your loan?
Find a Loan Officer Graphic

Find a Loan Officer

We’re here to help you every step of the way

GETTING A HOME LOAN SHOULDN’T BE HARD

SEE HOW SIMPLE IT IS

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Apply Now

mobile view graphic

MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

Get Your Mortgage Questions Answered Today!

Loan Rates Are As Low As 1.75% (2.21% APR) For 30 Year Fixed Rate Loans 

Welcome to our website

We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. 

We help borrowers to save thousands when securing a new loan.

Here's what we offer: 

  • A wholesale rate
  • We can close a loan within 15-21 business days (with a 30 day lock period) 
  • A loan application that is user friendly and is quick and easy (the borrower creates a log in and provides their information according to their time frame, where they can start the loan process, log out and return later to finish the application)
  • Electronic document verification and processing
  • E-sign documents online in a secure portal
  • Virtual E-escrow closing using an online Notary (eliminating the notary coming to the borrower's home)
  • Appraisal waivers (eliminates the need to order an appraisal and pay the cost of an appraisal)
  • Waivers for tax and insurance impounds (allows borrowers to pay their own property taxes and insurance and a lower monthly payment of principal and interest only) 

We pass on lower loan costs:

  • Borrowers pay no broker fees. (our lenders pay our fee)
  • If borrowers choose to work with our escrow, they pay a low fee
  • Borrowers pay discounted title policy cost

Please fill out the online form "Get A Quote" and we will ask for any additional information we need

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting an loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand RE CAPITAL LOANS's Privacy Policy.