Our ServicesFind Loan Products We Offer

Sample Image

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Get Pre qualified Now

Sample Image

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Learn More

Sample Image

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted. Submit your Application

Sample Image        

Today's technology provides a more productive environment to work in and through our website a borrower can submit a complete on-line, secure loan application or they can pre-qualify for a home loan. They may also evaluate different financing options by using our interactive calculators and going over various mortgage scenarios. 

We can pre-qualify anyone with this required information:
  • Borrower's name and contact information
  • Property address in CA, Property value if known
  • Is this your primary residence or rental property?
  • Current loan type, loan balance, interest rate, monthly payment, annual amounts for property tax and homeowner's insurance
  • Does your current monthly loan payment include impounds for tax and insurance?
  • Do you want property taxes and home insurance to be included in the new loan/ new monthly payment?
  • Give us the balance of any HELOC or 2nd lien
  • Loan amount needed, tell us if you are requesting cash out and if so, how much cash you need
  • Purchase price if this is for a Purchase loan
  • Gross monthly income total for all borrowers
  • Monthly debt that appears on credit reports (car payments, credit cards, personal loans)
  • Mid FICO credit scores for all applicants

Conventional Loan Rates are as low as:
1.75% for 15 yr fixed / 1.99% for 30 yr fixed
Call for FHA & VA Rates

Welcome to our website

We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. 

What makes us unique is that we provide all traditional loans plus:

  • Private lender loans for borrowers that don't qualify for bank financing
  • Fix and Flip loans for investors that buy properties, rehab and resell them

We help borrowers to save thousands when securing a new loan.
Here's what we offer: 

  • A wholesale rate
  • We can close a loan within 15 business days (with a 30 day lock period) 
  • A loan application that is user friendly and is quick and easy (the borrower creates a log in and provides their information according to their time frame, where they can start the loan process, log out and return later to finish the application)
  • Electronic document verification and processing
  • E-sign documents online in a secure portal
  • Virtual E-escrow closing using an online Notary (eliminating the notary coming to the borrower's home)
  • Appraisal waivers (eliminates the need to order an appraisal and pay the cost of an appraisal)
  • Waivers for tax and insurance impounds (allows borrowers to pay their own property taxes and insurance and a lower monthly payment of principal and interest only) 

We pass on lower loan costs:

  • Borrowers pay no broker fees. (our lenders pay our fee, not the borrowers)
  • If borrowers choose to work with our escrow, they pay a flat $450 title/escrow/settlement fee, instead of the standard $695-$995 or more
  • Borrowers pay discounted title policy cost

Email the reqired information to info@recapitalloans.com 
Or call (951) 306-0001 and we will ask for this info so we can run the quote

You can also fill out the online form "Get A Quote" and we will ask for any additional information we need


Unleash Your Team’s Productive Power

The truly scarce resources now are the time, the talent, and the energy of the people in your organization

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting an loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand RE CAPITAL GROUP's Privacy Policy.